An app a day

HDFC, SBI, ICICI Services offered: Mobile Banking Available on: GooglePlay, Appstore, Blackberry and as a Jar app 

Price: Free
For those who distrust third-party apps, banking apps like HDFC, ICICI and SBI Freedom offer the comforts and safety of Internet banking on a phone. From checking account balances, transfer of money within and outside your bank, to opening recurring deposit accounts or request for personal loans, new cheques books or payment of credit card bills — almost everything is possible that otherwise required you to stand in queues for hours. The transaction mode is believed to be as secure as is Internet Banking.

Services offered: Shop, book tickets and prepaid recharge
Available on: GooglePlay, Appstore, Blackberry and Nokia Ovi Store
Price: Free
With NGPay you not only get the freedom to recharge your prepaid mobile phone or DTH connection while on the go, you can also make travel plans (booking air, bus, and train tickets and hotels) and buy movie tickets using the app. Besides, you can buy items from sellers registered with the app and send gifts to your loved ones.

Services offered: Pay any bill
Available on: GooglePlay, Appstore, Blackberry and as a Jar app
Price: Free
Pay any bill from anywhere in the world. It is a virtual wallet that allows you to pay your credit card, mobile phone, electricity, landline or almost any bill that can be paid online. Deposit money in your Paytm wallet and use it as per need. Some like Airtel have launched their apps My Airtel that allows you to keep an eye on your data usage, make a change in your plan, and recharge instantly. 

Grocery King Shopping/Wallet
Service offered: Mobile managers
Available on: GooglePlay
Price: Rs 199 (for Grocery King Shopping)
For those who need to keep tabs on their expenses, there’s a personal app for you. This apart, there are shopping managers that track your shopping lists. Better, based on your usage and buying pattern it suggests you to check storage, and if you’re busy, you can share the list with your spouse, by pressing a button. Managers like Grocery King Shopping and Wallet are a must-have for the hi-tech homemakers.

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