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Now, apply and pay for a MHADA flat online

Want to book a house under the Maharashtra Housing & Area Development Authority (MHADA) scheme? From May 1, you can do so by simply logging on to the MHADA website and paying up the earnest money online. No more long queues and endless waits.

MHADA
People can now book a MHADA flat by logging on to their website and paying up the earnest money online

Almost unbelievable as it sounds, it’s true. The new system comes into force almost immediately. Applications for the next MHADA lottery on May 31, for 1,300 affordable homes, will be thrown open from May 1.

Speaking to SUNDAY MiD DAY, Anil Ankalgi, Deputy Chief Officer for MHADA’s Mumbai office, confirmed the development. He added that beginning this year, not only would the application procedure be carried out over the internet, winners would also be informed about their fate via email and SMS. And for those who do have a credit or debit card, applying for a flat could take as little as 10 minutes. The Earnest Money, which is a non-refundable amount each applicant has to submit as proof of his or her commitment to buy a flat, varies between Rs 15,000 for Low Income Group flats to Rs 50,000 for High Income Group flats. “Online payment would be accepted and the applicants can pay the EMD by using their credit and debit cards,” said Ankalgi.

 In fact, the housing body seems to have had enough of long queues and protests each time flats are allocated after lotteries. So from now on, even documents that winning candidates have to produce to prove their eligibility (existing residence proof, income group proof etc) will have to be emailed to MHADA. Going a step further, MHADA will also notify winning candidates over email along with an SMS.

UID in MHADA lottery
MHADA had earlier announced that possession of a UID card would be mandatory to apply for MHADA flats. However, on Saturday, a senior official told SMD that since many applicants hadn’t yet received their UID cards, even those who can show a receipt to prove they have applied for a UID card, would also be allowed to participate in the draw.

What is Earnest Money?
Earnest Money or Earnest Payment is a deposit paid to demonstrate commitment and to bind a contract, with the remainder due at a particular time. If the contract is breached by failure to pay, then the recipient keeps this amount, as pre-determined or committed damages 

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