Sends a suicide note to friends, alleging that the agents would often threaten and abuse him in front of his family
Amol Francis Vaity
A businessman, 41, committed suicide on Thursday, holding several banks and loan recovery agents responsible for his extreme step. A Dahisar West resident, Amol Francis Vaity hanged himself to the ceiling fan in the hall of his home around 7 am when others were asleep.
Amol's family woke up to find him dead, and learnt about the reason around 11 am when his friends rushed to the house. They showed him a WhatsApp message sent by Amol, naming the banks and a recovery agent.
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Amol, a real estate businessman, was doing well for until two years ago, when his profits started to dwindle, owing to slowdown in the market. To keep his business afloat, he took out loans from several banks and personal loans on credit cards, but was unable to pay the EMIs on time.
Two months back, the banks and loan recovery agents started pressurising him to pay up. Amol's family told the police that recovery agents would come home and abuse and threaten him in front them.
"...I am trapped in ... bad debts and loan and at present I don't have any money to repay them... I tried everything... but [because] of recession I can't overcome. Please forgive me...," Amol said in his note.
"...I blame RBL Bank credit card, RBL Bajaj credit card, Bajaj Finserv, HDFC Bank, HDFC Credit card, Citibank credit card, Amex, credit card and their loan recovery departments... and recovery agents and specially HDFC Bank credit card agent Mr. Nikhil Vishwakarma. He always used abusive language threatened and harassed me... The situation ... was unbearable so I have decided to end my life [sic]," he added.
Amol is survived by his mother, wife and two children — daughter, 7, and son, 16.
The police said they have sent the body to Bhagwati Hospital and registered an accidental death report. Senior inspector Pandit Thakre said an FIR will be filed after a probe.
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