Crypto ETFs see major outflows as markets cool, while Digitap and altcoins emerge for passive income in 2026.
Crypto to Purchase now
The crypto market took a clear step back this week. US spot Bitcoin and Ethereum ETFs saw $713 million in net outflows on January 20, 2026, the largest single-day withdrawal since August 2025.
At the same time, President Trump’s comments on potential tariffs brought US–EU trade tensions back into focus, pushing investors away and triggering another round of liquidations.
In this environment, traders are rethinking which altcoins to buy for steady passive income opportunities, and these 5 are standing out:
1. Digitap ($TAP): a unified money app bringing crypto and fiat together in one platform
2. Solana (SOL): a fast, scalable blockchain for decentralized applications
3. Ripple (XRP): a payment-focused digital asset for cross-border transfers
4. TRON (TRX): a high-throughput blockchain supporting dApps and stablecoin activity
5. Monero (XMR): a privacy-centric cryptocurrency focused on anonymous transactions
How Digitap Combines Digital Banking And Passive Income
Digitap is less of a standalone crypto token and more of a digital banking ecosystem. The platform combines crypto wallets, fiat accounts, payment cards, transfers, and staking within a single interface.
The $TAP token plays a functional role, supporting staking rewards, governance participation, and account-level benefits across the app.
The presale for $TAP began at $0.0125 and has moved steadily higher as new stages have filled. The current presale price stands at $0.0439, while the confirmed launch price is $0.14.
At today’s level, participants are still entering at a 68.64% discount to launch, leaving room for both capital appreciation and longer-term yield opportunities once staking is live.
Another price increase is scheduled for the coming days, raising the presale price to $0.0454. For those considering entry, securing tokens before the next step locks in a lower tier and preserves more upside ahead of launch.
In terms of passive income potential, Digitap also supports a staking model that offers up to 124% APY during the presale, funded by a fixed staking pool, not inflation. Rewards are drawn from a capped supply of 2 billion tokens, with no buy or sell tax and no hidden emissions. Add in deflationary burn mechanics tied to platform fees, and the token economy structurally favors long-term holders.
Recent developments further strengthen the investment case. Solana is being integrated directly into the Digitap banking app, enabling SOL, USDT, and USDC deposits on Solana with faster confirmations and lower fees. This positions Digitap as a multichain on-ramp at launch, expanding real demand for $TAP beyond presale speculation.
Among all altcoins to buy today, Digitap is the only one on this list combining presale pricing, high-yield staking, real banking utility, and a fixed-supply model, making it the standout choice for passive income.
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SOL Technical Breakdown Signals Caution In The Short Term
Solana fell 1.81% over the last 24 hours, extending a 12.19% weekly decline. While the broader market dropped harder, SOL’s technical picture remains fragile. Price broke below the $128.59 pivot and the 20-day EMA at $133.8, reinforcing bearish momentum. RSI is near 38 signals oversold conditions, but no confirmed reversal.
Solana is a core infrastructure asset, but from a passive-income perspective, the upside now depends on a broader market recovery rather than internal catalysts. That limits its role as the best crypto to buy now for yield-focused investors.
XRP Price Loses Structure Near Critical Support Zones
XRP declined 2.49% in 24 hours and 11.26% over seven days, underperforming the market. The breakdown below $1.92 invalidated its recent consolidation range, opening downside risk toward $1.81. RSI near 25 reflects extreme oversold conditions, largely driven by long liquidations and whale exchange deposits.
While XRP remains relevant for payments, its current setup favors tactical trades, not passive income strategies among altcoins to buy.
TRON Slips Below 0.30 As Market Sentiment Turns Risk Off
TRON slipped 2.51% in 24 hours, breaking below the psychologically important $0.30 level and key moving averages. Despite being up on a 30-day basis, short-term sentiment dominates. TRX still benefits from strong network usage, but price action suggests limited upside until risk appetite returns.
XMR Volatility Spikes As Leverage And Regulation Collide
Monero suffered an 11.20% daily drop, extending a 29.33% weekly decline after losing $500 support. Regulatory pressure on privacy coins and leveraged liquidations amplified the move. While XMR retains a loyal base, volatility overshadows its passive income appeal in the current market.
Why is $TAP the Best Crypto Presale for Passive Income?
Unlike established altcoins reacting to macro stress, Digitap is insulated from short-term market swings by its crypto presale structure. Entry pricing, fixed supply, and high-yield staking redefine risk-reward.
Holding $TAP isn’t just directional exposure; it unlocks staking income, fee discounts, VIP banking benefits, and governance rights inside a live financial ecosystem.
For investors searching for the best crypto to buy now for safe and stable passive income, Digitap offers something rare in 2026: predictable tokenomics, real utility, and a clear price appreciation framework before public market volatility even applies.
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Website: https://digitap.app
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