India’s Point-of-Sale Person (PoSP) insurance distribution ecosystem is expected to witness strong growth in the coming years, according to a report by HSBC Global Investment Research, with digitally enabled agent networks playing an increasingly important role in expanding insurance access across the country.

The report estimates that PoSP-led distribution through brokers mobilised around $1.5 billion in insurance premiums in FY25, and is projected to grow at a 35% CAGR to nearly $6.5 billion by FY30, reflecting the rapid adoption of the agent-led digital distribution model.