XRP has long been known for its high-speed and low-cost payment capabilities. Its use in remittances and cross-border settlement made many investors call it a bridge between legacy banking and blockchain rails. Yet, as markets shift and consumer expectations evolve, a new project is getting attention as the next iteration of that vision.

Digitap ($TAP) is being dubbed by some analysts as the “real XRP 2.0”. It is not because XRP is obsolete, but because Digitap is building the missing front-end infrastructure that makes the promise of fast payments usable by everyday users.