Rising healthcare costs have made health insurance an important workplace benefit for employees. Many organisations offer group health insurance to provide medical coverage and financial protection against unexpected healthcare expenses. Beyond supporting employees during medical emergencies, these plans can contribute to overall workplace well-being and help organisations create a healthier workforce.

What is Group Health Insurance?

Group health insurance is essentially a single policy that a company buys to cover its employees. Depending on what the employer offers, that coverage can extend to family members too: spouses, children, and sometimes even parents. The employer typically pays all or part of the premium, making health insurance more affordable and accessible for employees.