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Mother's Day 2026: Women's health claims rise sharply as maternity costs increase, says new report

Maternity-related claims are becoming more cost-intensive with Tier 2 and Tier 3 cities continue to account for a larger share of overall claims contributing to 60 per cent of all maternity claims reported to the company

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Image for representational purpose only. Photo Courtesy: File pic

Image for representational purpose only. Photo Courtesy: File pic

India’s maternity healthcare landscape is undergoing a significant shift, with more women accessing formal, institutional care than ever before. As per data from the Ministry of Health and Family Welfare, with over 88–90 per cent of births now occurring in institutional settings, the share of institutional deliveries has reached 97.3 per cent in 2023–24, signalling a sustained shift towards formal, hospital-based maternal care.

Government data presented in 2025 further showed that C-section deliveries accounted for over 27 per cent of all reported births in India during 2024–25, reinforcing the growing shift towards medically intensive maternity care.

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