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Millennials as a group believes in living for the present. They are clued in about social media and online trends, are tech savvy and comfortable using mobile apps for almost everything, whether it be ordering food or a cab ride to online banking and investment. With the availability of EMIs and easy financing, cost is no longer an issue when making a purchase. Patanjali Somayaji, co-founder of the Walnut App, lists seven tips for millennials to ensure they maintain the standard of living they are used to: