A key skill that the education system sorely lacks in honing is that of money-saving and how to increase its value smartly. One's basic income doesn't have to be spectacularly high to make some smart choices about how to budget and save for the future. Aakanksha Bhargava – CEO and President, PMR lists some easy tricks and hacks on earning and using money wisely.

Earning

Before we talk about saving, the directive of 'earning' needs to be discussed. A lot of people apply their whole lives in the pursuit of earning much more than their post. However, the key to earning sustainably is to keep work and personal life balance - those multiple hours of overtime, work trips etc that deprive you of those that are dear to you come at a cost too. Try to find a reasonable arrangement with yourself that align with your career goals and helps in not falling in extreme pitfalls of overworking or under-earning.