Data thieves are increasingly treating ATMs as a gold mine where they can wipe out the money in your account at one fell swipe, after stealing your details.
&nbsp;<img title="Lalbaug, the accused is seen covering his face with a mask" src="http://images.mid-day.com/images/images/2014/jun/CCTV-1.jpg" alt="Lalbaug, the accused is seen covering his face with a mask" /> Lalbaug, the accused is seen covering his face with a mask
After around 12 people lost money from their accounts at the Union Bank of India (UBI) ATM at Lalbaug in Parel last month, 17 more cases were reported, and cops are yet to nab the tech-savvy thieves.
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This paper had reported on April 9 ('<a href="http://www.mid-day.com/articles/mumbai-crime-rs-45-lakh-stolen-from-12-people-who-used-parel-atm/15216068" target="_blank">Rs 4.5 lakh stolen from 12 people who used Parel ATM</a>') about the first set of strikes, where people who had used the UBI ATM had money stolen from their accounts.
&nbsp;<img title="In the CCTV footage retrieved from Agripada" src="http://images.mid-day.com/images/images/2014/jun/CCTV-2.jpg" alt="In the CCTV footage retrieved from Agripada" /> In the CCTV footage retrieved from Agripada
Grabs retrieved from the CCTV footage of ATMs at Lalbaug, Agripada and Kalyan show that the thieves installed cameras to read users&rsquo; PIN codes, and skimmers to read their card details in just two minutes.
&nbsp;<img title="CCTV grabs from the Union bank of India ATM in Lalbaug" src="http://images.mid-day.com/images/images/2014/jun/CCTV-3.jpg" alt="CCTV grabs from the Union bank of India ATM in Lalbaug" /> CCTV grabs from the Union bank of India ATM in Lalbaug
A few hours later, the crooks would retrieve the devices and use the data to withdraw cash from the ATM users&rsquo; accounts. Between March 27 and April 5, a gang of thieves visited six ATMs belonging to UBI.
&nbsp;<img title="Agripada, respectively, where the accused, with their faces covered, are seen installing skimmers and cameras" src="http://images.mid-day.com/images/images/2014/jun/CCTV-5.jpg" alt="Agripada, respectively, where the accused, with their faces covered, are seen installing skimmers and cameras" /> Agripada, respectively, where the accused, with their faces covered, are seen installing skimmers and cameras
Preliminary investigations revealed that the accused had tampered the UBI ATMs in Agripada and Lalbaug, and at Ghodbunder Road and Kapurbawdi in Thane.
<img title="Footage from an ATM in Kalyan, where the accused withdrew cash" src="http://images.mid-day.com/images/images/2014/jun/CCTV-4.jpg" alt="Footage from an ATM in Kalyan, where the accused withdrew cash" /> Footage from an ATM in Kalyan, where the accused withdrew cash 
After the 18 visits that they made to these booths, the thieves could pilfer lakhs of rupees, mostly from salary accounts. Divulging details of the series of cases, senior inspector Bhausaheb Gite of Kalachowkie police station said, &ldquo;In all, 12 people have approached us who have lost around Rs 4.5 lakh in cash till date.
&nbsp;<img title="Union Bank of India ATM at Ghodbunder Road. Pic/Sameer Markande" src="http://images.mid-day.com/images/images/2014/jun/ATM-1.jpg" alt="Union Bank of India ATM at Ghodbunder Road. Pic/Sameer Markande" /> Union Bank of India ATM at Ghodbunder Road. Pic/Sameer Markande
CCTV footage of the UBI ATM at Lalbaug has been retrieved, and one of the accused is seen installing skimmers and cameras. A second group is seen in the footage from a Kalyan ATM, where another accused is withdrawing the money, while his aide waits outside.&rdquo;
&nbsp;<img title="Many of the ATMs we surveyed across the city were unguarded, in breach of RBI norms. Pics/Ronak Savla" src="http://images.mid-day.com/images/images/2014/jun/ATM-2.jpg" alt="Many of the ATMs we surveyed across the city were unguarded, in breach of RBI norms. Pics/Ronak Savla" /> Many of the ATMs we surveyed across the city were &nbsp;unguarded, in breach of RBI norms. Pics/Ronak Savla
In the second incident involving the same group, the thieves walked away with cash from accounts of 17 people. &ldquo;In Agripada, around R2 lakh was stolen from 17 people, and investigations are on,&rdquo; said Deputy Commissioner of Police Vinayak Deshmukh of Zone III.
&nbsp;<img src="http://images.mid-day.com/images/images/2014/jun/ATM-3.jpg" alt="" />
In the CCTV footage retrieved from Agripada and Lalbaug, the accused is seen covering his face with a mask, while at Kalyan, the accused have tried to hide their faces with caps.
&nbsp;<img src="http://images.mid-day.com/images/images/2014/jun/ATM-4.jpg" alt="" />
Cops said that the accused had cloned debit cards from the ATMs at these locations, and withdrew the cash from ATM kiosks of other banks in Kalyan.
&nbsp;<img src="http://images.mid-day.com/images/images/2014/jun/ATM-5.jpg" alt="" />
Modus operandi The hackers in the gang use card skimmers to clone ATM cards. These are magnetic strips, which are fixed inside the slot for inserting the card in the machine, and can record account numbers of the cards. The accused also fix cameras in the booths to read PIN numbers of the cards.
The cameras are positioned in such a way that they face the number pads of the machines, so that when the customer types his password, the camera has a recording of it. They would visit the ATMs to install the cameras and skimmers, and collect them later at night.
<img src="http://images.mid-day.com/images/images/2014/jun/ATM-crime.jpg" alt="" />
A Crime Branch officer said, &ldquo;There is a chain of groups that is active to carry out such crimes. One group collects the data through skimmers and cameras, the second does the cloning, and the third group withdraws the cash.&rdquo; The police believe that the group had done a proper study of all the ATMs and targeted only those that were lacking security measures.

CCTV cameras catch crooks installing skimmers, cameras at unguarded Union Bank ATMs over 10 days in the past month; they then used the information to clone cards and withdraw Rs 6.5 lakh from other ATMs

Beware! ATM thieves can steal your life savings in just 2 minutes

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Beware! ATM thieves can steal your life savings in just 2 minutes

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