Defence Minister Rajnath Singh on Tuesday lashed out at Pakistan for using "terror as a state policy" towards India rather than peacefully settling disputes through dialogue, and said it must take demonstrable steps against terror groups.

Addressing the 12th South Asia conference here, Singh said it is essential that terrorists and their ideological and financial networks are cut off and do not receive state support. "India is engaged in conversations with its neighbours except for one country in order to develop a joint approach for regional peace and security.