Terming instances of banks depositing money to reduce the number of accounts with zero balances as not a criminal act, Reserve Bank Deputy Governor S S Mundra today said such stray incidents should not distract from the larger cause of financial inclusion.

"It's not a criminal act. What kind of inquiry?" Mundra told reporters on the sidelines of a BRICS workshop on financial inclusion, when asked specifically about the steps the RBI is taking after the allegations cropped up.