Top Add-Ons for Hyundai Car Insurance You Should Consider

Add-ons in car insurance online are like extra safety nets.

Top Add-Ons for Hyundai Car Insurance You Should Consider

Hyundai insurance

When you own a Hyundai car, you enjoy a smooth drive, stylish design, and dependable performance. But no matter how advanced your car is, unexpected events like breakdowns, floods, theft, or accidents can occur at any time. This is where Hyundai insurance comes into play.

While buying car insurance online is mandatory and simple when done online, you can further enhance your vehicle’s protection with add-on covers. These optional riders offer extended financial support during emergencies that a standard comprehensive policy may not fully cover.

In this blog, we will explore the most useful add-on covers you should consider when purchasing or renewing your Hyundai insurance policy.

Why Add-Ons Matter for Your Hyundai Insurance?

Add-ons in car insurance online are like extra safety nets. They go beyond the basic damage and third-party cover to protect you from very specific risks, like engine damage due to waterlogging, tyre bursts, lost car keys, or even roadside breakdowns in remote areas.

If you’re buying or renewing your Hyundai insurance, investing in the right add-ons will ensure:

More complete protection
Peace of mind on long road trips
Less financial burden during claims
Better value from your insurance plan

With TATA AIG, you can enhance your Hyundai insurance policy with powerful add-ons, offering a range of benefits for your vehicle’s protection. These add-ons provide comprehensive coverage and ensure your Hyundai car is fully protected in any scenario.

1. Zero Depreciation Cover

This add-on ensures you get the full value for any parts repaired or replaced, without any depreciation deduction. It helps you avoid the usual depreciation applied by insurers, giving you a full claim without any reductions.

Recommended for: New Hyundai cars (up to 5 years old)
Valid for: Up to two claims per policy year
Benefit: Full payout on replaced parts like bumper, fender, and headlights

2. Engine Secure

Hyundai cars are known for their smooth engines, but driving through waterlogged roads or flood-prone areas can cause engine damage. The Engine Secure add-on covers the cost of repairing or replacing internal engine components, such as the gearbox, differential assembly, and lubricants, even when the damage isn’t due to an accident.

Recommended for: Urban dwellers and areas prone to heavy rainfall or floods
Covers: Engine, gearbox, transmission, lubricants, differential assembly
Excludes: Fuel-related issues

3. Roadside Assistance Cover

No matter how reliable your Hyundai is, a flat tyre, a dead battery, or running out of fuel can disrupt your journey. With the Roadside Assistance cover, you get 24/7 help across India for roadside issues.

Includes: Towing, fuel delivery, flat tyre replacement, battery jump-start, emergency accommodation
Applicable anywhere in India

4. Return to Invoice Cover

If your Hyundai car is stolen or completely damaged beyond repair, the Return to Invoice Cover will reimburse the difference between your Insured Declared Value (IDV) and the original invoice value of the car, including registration charges and road tax.

Ideal for: Brand-new Hyundai cars
Protects: The Full value of your car
Applicable: In case of theft or total loss

5. NCB Protection Cover

A No Claim Bonus (NCB) can reduce your insurance premium by up to 50% after a claim-free period. However, a single claim could make you lose your NCB. With the NCB Protection Cover, you can keep your No Claim Bonus intact even after making a minor claim.

Protects: Your discount on future premiums
Applies to: Minor claims only
Useful for: Careful drivers

6. Consumables Cover

During repairs, costs for consumables like engine oil, grease, nuts, bolts, filters, and AC gas are not included in standard insurance policies. With the Consumables Cover, these small yet essential items are covered.

Covers: Non-reusable parts in a repair job
Ideal for: Expensive or regular-use Hyundai vehicles
Not valid for: Cars older than 3 years

7. Tyre Secure

Hyundai cars come with alloy wheels and tubeless tyres, which are costly to replace. The Tyre Secure add-on covers accidental damage to tyres and tubes, excluding wear and tear or manufacturer defects.

Includes: Punctures, cracks, bulges caused by potholes
Protects: Cost of new tyres or repairs

8. Key Replacement Cover

If your car keys are lost or stolen, replacing modern keys with sensors or electronic locks can be expensive. The Key Replacement Cover pays for replacing lost or stolen keys, including labour and lockset replacement.

Applies to: Theft or loss due to break-in
Supports: Labour and parts cost

9. Emergency Transport and Hotel Expenses

If your Hyundai breaks down during a road trip, the Emergency Transport and Hotel Expenses cover helps with the cost of getting back home or staying overnight. It covers hotel accommodation and alternative travel arrangements if your car is undrivable after an accident.

Perfect for: Highway and road trip travellers
Includes: Transport and accommodation expenses

10. Daily Allowance

If your Hyundai car is in the workshop for more than a day, the Daily Allowance pays you a fixed amount to cover your daily travel expenses while the vehicle is being repaired.

Valid for: 10–15 days, depending on the repair reason
Helps: Pay for taxis or cabs while your car is being repaired

How to Add These Covers While Buying Car Insurance Online?

Brands like TATA AIG make buying or renewing Hyundai insurance easy with custom add-ons. Here’s how:

Step 1: Visit the official website of your trusted platform and click on "Car Insurance"
Step 2: Enter your Hyundai car’s registration number
Step 3: Select or renew your comprehensive car insurance online
Step 4: Choose from the list of available add-ons
Step 5: Adjust your IDV, review the premium and pay securely online
Step 6: Download your policy instantly to your email or WhatsApp

Final Thoughts

Owning a Hyundai car means you value quality, comfort, and safety. But road risks are unpredictable. While buying a comprehensive car insurance online plan is a strong start, the real edge comes with smart add-ons.

From Engine Secure to NCB Protection, and Roadside Assistance to Zero Depreciation, these add-ons let you customise your Hyundai insurance for maximum value. They not only save you money in the long run but also give you peace of mind every time you hit the road.

So, don’t settle for the bare minimum. Elevate your protection today.