Unknown accused raises personal loan in officer’s name while he was on election duty, siphons off amount via online transactions
The constable was posted at Navghar police station. File pic
A 48-year-old Mumbai Police constable posted at Navghar police station was allegedly cheated of Rs 4.12 lakh after an unknown person fraudulently raised a personal loan in his name and siphoned off the entire amount through online transactions.
The complainant, Pradeep Mahadev Wadekar, is a resident of Mulund East and has been serving in Mumbai Police since 2001. On January 16, he was deployed on election-related duty. Around midday, he began receiving multiple SMS alerts from his bank, which he found suspicious. The messages indicated financial activities that he had not authorised.
Alarmed, Wadekar immediately contacted his bank and visited the branch. After checking his account, bank staff informed him that a personal loan of Rs 4,12,045 had been sanctioned on his savings account without his consent. The entire loan amount had already been transferred in three online transactions to an account in the name of Manish Kumar.
“The complainant stated that he had not applied for any loan, had not completed any loan-related process, and had not shared his banking credentials with anyone. Despite this, the loan was processed and disbursed, leading to financial loss,” a police official said.
Following the incident, he registered a complaint on the National Cyber Crime Portal through the 1930 helpline and later approached the Navghar police station to lodge a formal complaint.
Based on his statement, police registered on January 23 under Sections 66(C) and 66(D) of the Information Technology Act, 2000, and Sections 319(2), 318(2) and 318(4) of the Bharatiya Nyaya Sanhita, 2023.
“We are now examining the digital trail, bank transaction records and KYC details linked to the beneficiary account to identify the accused and establish how the loan was processed without the complainant’s authorisation,” a senior official said.
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