24 September,2026 04:58 PM IST | Mumbai | mid-day online correspondent
From crowded immersion routes to busy streets, scammers can take advantage of the rush. Representational pic
Planning to join the Ganesh idol immersion processions in Mumbai on Friday, September 25? As thousands take to the streets for Anant Chaturdashi - which marks the conclusion of Ganeshotsav 2026 - keeping your money and digital payments safe is just as important as staying alert during the celebrations.
From crowded immersion routes to busy streets, scammers can take advantage of the rush. Here are 5 simple ways to protect your money during Ganpati Visarjan:
Avoid using publicly available free Wi-Fi or unknown Wi-Fi networks for internet transactions. These wi-fi networks are usually not secure and can allow other users on the network to intercept your data.
Scan only known QR codes and verify the recipient
Making payments through Unified Payments Interface (UPI) has become convenient. However, you need to ensure that the QR code is genuine and not a counterfeit one. Before making the payment, confirm the recipient's name and the amount displayed on your screen. Also, do not click on suspicious links or enter personal details on unknown websites.
Never scan a QR code to receive money through UPI. You only need your PIN when making a payment, not receiving one. If the sender asks you to scan a code or share your OTP or PIN to receive money, do not proceed, as it could be a fraud attempt.
Keep your UPI PIN safe and never share it with anyone. If you receive a call from someone claiming to be a bank employee, be cautious. A legitimate customer-care representative will never ask for your UPI PIN, card PIN, or OTP.
Scammers may send a request for payment claiming to offer a refund or cashback. Do not click on such links or install unknown apps. Verify the transaction with your bank or the payment app.
Also, set alerts or notifications for all your banking transactions to help monitor your payments and check the exact amount involved.
Avoid carrying too many cards and ensure that your wallet or purse is secured in your bag. Ensure that you have biometrics enabled on your phone to prevent unauthorised people from gaining access to your device.
Bank transaction alerts can help you spot an unfamiliar payment quickly.
Despite all your precautions, if you notice an unauthorised transaction, contact your bank or payment provider immediately. You can report it through the complaint window under the report section for a suspicious UPI transaction.
Similarly, if you lose your cards, contact your bank immediately, notify them that you have lost your debit or credit card, and block the cards. You might also consider filing an FIR if you lose your cards. Monitor your transaction history to detect any suspicious activity. You can then ask your bank for a replacement card.
