Looking for a New Smartphone? Make the Upgrade Easier with Bajaj Finance Consumer Durable Loan

Compare smartphones by processor, RAM, storage, camera, display, battery, and charging. Choose the features that suit your needs and manage the purchase through Easy EMIs with Bajaj Finance.

Your smartphone handles almost everything you do through the day, from calls and payments to photos, entertainment, work, and navigation. When apps begin to slow down, storage fills up quickly, or the battery struggles to last through your routine, an upgrade can start making sense. What you should upgrade, however, depends on where your current smartphone falls short. For smoother gaming and multitasking, a 5G processor with 8GB or 12GB RAM and a 120Hz AMOLED display can improve responsiveness, while 256GB storage gives photos, videos, apps, and games more room. If the camera matters more, OIS, ultrawide or telephoto cameras, optical zoom, and 4K recording can expand what you can capture. A 5,000 mAh or larger battery, fast charging, and IP-rated protection can add practical value for long days and regular travel. Choosing several of these upgrades together can, however, increase the purchase cost.

A consumer durable loan can make that higher upfront cost easier to manage. Instead of paying the entire amount at once or compromising on features you genuinely need, the Bajaj Finance Easy EMI Loan lets you spread the eligible purchase cost through Easy EMIs. You can get financing of up to Rs. 5,00,000, choose a repayment tenure from 3 to 60 months, and check your eligibility online before visiting a partner store. Zero down payment is also available on select models, subject to eligibility.

Which smartphone features will actually make a difference to you?

The highest number on a specification sheet is not necessarily the feature you need most. Start with the tasks you perform regularly and then look for hardware that supports them.

• Processor and RAM: A capable 5G processor with 8GB RAM can handle everyday multitasking, streaming, social media, and app switching. Gaming and heavier multitasking may benefit from higher-performance chipsets and 12GB RAM.
• Display: A 120Hz AMOLED display can make scrolling, animations, gaming, and video playback feel smoother. Also compare resolution, peak brightness, HDR support, and screen protection.
• Camera: Look beyond megapixel counts. OIS can help stabilise photos and videos, an ultrawide camera gives you a broader field of view, while a telephoto camera with optical zoom can be useful for distant subjects.
• Battery and charging: A 5,000 mAh or larger battery can provide more capacity for demanding daily use, although actual endurance varies by model and usage. Fast charging can reduce the time you spend waiting for the battery to recharge.
• Storage: 128GB can cover lighter everyday use, while 256GB or 512GB gives you more room for high-resolution photos, 4K videos, games, apps, and downloaded content.
• Durability and software: Check the IP rating, screen protection, Android version, and promised OS and security update period if you plan to keep the device for several years.

What smartphone specifications match the way you use your phone?

The features worth paying for depend on how you use your device. Matching the specifications to your routine can help you avoid paying extra for hardware you may rarely use.

Which smartphones are worth exploring in India in 2026?

Compare popular smartphones across different price points, with features ranging from 120Hz displays and OIS cameras to large batteries, fast charging, and higher storage options.

Disclaimer: The features, configurations, availability, and pricing of each model are subject to change and may vary. For the most accurate and up-to-date information, visit the official brand website or a Bajaj Finance partner store.

Limited-time offers on electronics

Bajaj Finance is running a limited-time offer on select purchases:

Terms and conditions apply. Check with your store for details.

How to buy a new smartphone with the Bajaj Finance Easy EMI Loan

The Bajaj Finance Easy EMI Loan lets you purchase mobiles on EMI without paying the full cost upfront. You can apply online for a consumer durable loan, check your eligibility before visiting a partner store, and then choose a smartphone based on performance, design, and features.

1. Choose your smartphone online: Compare models by display size and resolution, processor speed, RAM, storage options, camera setup, battery life, and 5G connectivity.

2. Check your eligibility: Visit the Easy EMI Loan page, enter your mobile number, complete OTP verification, and provide basic KYC details.

3. Check your available limit: Review the financing amount you are eligible for before heading to a partner store.

4. Visit a partner store: Explore shortlisted smartphones in person, check design, display responsiveness, camera quality, and availability.

5. Choose your EMI plan: Select a repayment tenure from 3 to 60 months, complete the required process, and purchase your preferred smartphone on Easy EMIs.

With Bajaj Finance Easy EMI Loan, you can then select a repayment plan that suits your budget and bring home the smartphone you want without paying the full cost upfront.

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