myXRP.fi.
A stated 35 million XRP protection framework provided by W Holding is one of the defining elements of the myXRP.fi operating model.
The structure is designed around the project's two primary participation routes:
- 25,000,000 XRP for the custodial cabinet;
- 10,000,000 XRP for on-chain myXRP.fi tokens.
This division reflects the broader architecture of myXRP.fi. The project is not limited to a single smart contract or custody model. It combines a public FXRP bridge, a multi-asset custodial cabinet, professional institutional participation, a regulated operator, and connections to the Flare ecosystem.
Two Protection Allocations
The 25 million XRP custodial allocation relates to the cabinet through which professional and public positions are recorded.
The separate 10 million XRP allocation relates to the on-chain framework and corresponds to the maximum issuance ceiling of MyXRPBridge.
According to the project's published information, the protection funds are held by W Holding, while the corresponding receipt was placed with W Holding by Top Value (BVI) AM Limited.
The structure creates two clearly identified lines around the project's two operating environments.
More Than Three Times the Institutional Book
The initial institutional portfolio of myXRP.fi totals 8,099,291.67 XRP.
It consists of:
- Resin Essex - 5,306,820.33 XRP;
- Wind Partners - 1,426,950.09 XRP;
- North Gate - 1,365,521.25 XRP.
The 25 million XRP custodial protection allocation is more than three times the size of this initial institutional book.
The additional 10 million XRP allocation covers the separate on-chain direction, producing a combined stated total of 35 million XRP.
How the On-Chain Route Works
MyXRPBridge operates on Flare and accepts official FXRP.
When users deposit FXRP through the contract's defined function, they receive the same quantity of myXRP.fi. When they redeem, myXRP.fi is burned and FXRP is returned.
The maximum outstanding amount is capped at 10,000,000 FXRP.
The contract contains:
- no owner;
- no administrator;
- no operator key;
- no privileged FXRP withdrawal route;
- no bridge upgrade mechanism;
- an immutable underlying FXRP address;
- a fixed issuance ceiling;
- reentrancy protection.
This gives the bridge a clearly bounded function: 1:1 issuance and redemption between official FXRP and myXRP.fi.
The Custodial Framework
The custodial route supports more than 200 listed assets, including BTC, ETH, USDT, and XRP.
The infrastructure covers 25 network environments:
Bitcoin, Litecoin, Dogecoin, Bitcoin Cash, Ethereum, Base, Arbitrum, Optimism, BNB Chain, Avalanche, Polygon, Flare, Hyperliquid, Solana, XRP Ledger, TRON, SEI, Cosmos, Near, Aptos, Sui, Stellar, Algorand, Polkadot, and Kaspa.
Participants can maintain positions denominated in their original assets, while XRP credits are accounted for separately.
This makes the custodial framework accessible to a broad range of digital asset holders rather than limiting participation exclusively to FXRP.
The Role of Top Value
myXRP.fi is operated by Top Value (BVI) AM Limited.
The company is presented as a regulated virtual asset service provider and custody provider listed by the BVI Financial Services Commission.
Its approved activities include exchange between virtual assets and the safekeeping or administration of virtual assets.
Within the broader structure:
- Top Value manages the operational and custodial framework;
- W Holding provides the stated protection structure;
- MyXRPBridge powers on-chain FXRP issuance and redemption;
- professional participants form the initial institutional book.
Seven Published Reviews
Seven separate contract reviews have been published by Claude Opus, Claude Sonnet, Grok, GPT, Gemini, Composer, and Comply Security.
The assessments examine the bridge's narrow design, fixed parameters, issuance and redemption functions, and the absence of privileged bridge-level fund-moving authority.
The contract source is publicly available, while its deployment details can be examined through Flare Explorer and Sourcify.
Connected to a Broader Ecosystem
The project also presents connections with a broad range of Flare and XRPFi platforms:
- Firelight;
- Kinetic;
- Upshift;
- Clearstar;
- Monarq;
- Spectra;
- Mystic;
- Superform;
- Morpho;
- SparkDEX;
- Enosys;
- XRPFi.
These platforms represent liquid staking, money markets, institutional vaults, yield trading, lending, AMM infrastructure, and broader ecosystem discovery.
The FXRP locked in MyXRPBridge remains within the contract. The custodial desk operates through a separate framework, preserving a clear distinction between the bridge and the wider operational model.
A Multi-Layer Infrastructure Platform
The W Holding framework is most significant when viewed as part of the complete myXRP.fi architecture.
The project combines:
- 35 million XRP in stated protection;
- 8.1 million XRP in its initial institutional book;
- three international professional participants;
- a regulated BVI operator;
- a fixed 10 million FXRP issuance ceiling;
- seven published contract reviews;
- more than 200 listed assets;
- 25 network environments;
- integrations and connections across Flare.
Together, these elements create a structure designed around professional participation, transparent on-chain mechanics, broad asset access, and clearly separated operational responsibilities.
The 35 million XRP W Holding framework therefore serves as one of the central pillars supporting myXRP.fi as an institutional-grade infrastructure platform for the expanding XRPFi economy.
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