Boost your business with Loan Utsav: Loans up to Rs.80 lakh and assured cashback

Get seamless financing and cashback up to Rs. 3,000 this Loan Utsav. Check your business loan eligibility and apply now.

Running a business often comes with unexpected financial challenges. Whether it's purchasing new equipment, managing day-to-day expenses, or expanding operations, the need for quick and reliable funds can arise at any time. Finding the right funding solution that is both flexible and hassle-free becomes crucial for business owners.

Bajaj Finance addresses this problem with its business loan, providing startups and established businesses loan up to Rs. 80 lakh without the need for collateral.

Adding even more value, the ongoing Loan Utsav campaign rewards eligible borrowers with a cashback of Rs. 3,000 along with exciting brand vouchers. This means businesses not only get essential funding but also benefit from additional financial incentives.

What is Loan Utsav?

Loan Utsav is Bajaj Finance's limited-period (June 20, 2025, to July 31, 2025) offer designed to reward businesses exciting rewards. Under this scheme, applicants for a business loan via the Bajaj Finserv App will get cashback upon successful loan disbursal.

The rewards are available only to the first 200 successful startup business loan disbursals each month in June and July 2025, so applying early boosts your chances of securing both the loan and the rewards.

Here is the reward structure based on the loan amount disbursed:

To claim these rewards, customers must apply for and get their loan disbursed through the Bajaj Finserv App and activate their Bajaj Pay Wallet within 90 days. If the wallet is not set up, rewards will be credited as Bajaj Coins, which can be redeemed within the app.

Eligibility criteria

To be eligible for these rewards:

• The application and loan disbursal must be processed entirely through the Bajaj Finserv App.
• The applicant should be among the first 200 customers to have their loan successfully disbursed in June or July 2025.
• The loan must remain active and not be cancelled by the customer after disbursal.
• Each customer can participate only once during the campaign period.

Why apply for Bajaj Finserv Business Loan

Bajaj Finserv Business Loan is tailored to help new and growing businesses establish themselves and grow further. It supports capital needs like purchasing equipment, expanding premises, or managing working capital. Here are the key highlights of the loan:

• Flexible loan amount: Business can choose a business loan ranging from Rs. 2 lakh to Rs. 80 lakh. Whether launching a new venture or scaling an existing enterprise, funds are customisable to the size and scope of your business.
• No collateral required: This makes accessing cash more straightforward and less stressful as no assets need to be pledged to secure the funding.
• Fast disbursal: For business owners, quick funding means no lost opportunities. With Bajaj Finserv Business Loan, the amount is usually disbursed within 48 hours', meaning entrepreneurs don't need to wait to put their funds to use.
• Convenient repayment tenure: Select repayment terms from 12 to 96 months. Long-term borrowers benefit from lower EMIs, while short-term borrowers can close the loan sooner.

To help business owners plan their finances secured from business loan effortlessly, Bajaj Finance includes a handy business loan EMI calculator right within the app. This calculator lets you easily estimate your monthly instalments based on your loan amount, interest rate, and repayment tenure.

By using this tool, entrepreneurs can choose repayment options that best fit their cash flow, ensuring smoother financial management. Combined with quick loan disbursal and the attractive cashback offers during Loan Utsav, Bajaj Finance provides a complete solution to fund and grow your business with confidence.

How to apply

Based on eligibility, you can follow these simple steps to apply for a Bajaj Finserv Business Loan and avail of the Loan Utsav rewards:

• Download the Bajaj Finserv App from the Google Play Store.
• Log in using your mobile number.
• On the home screen, tap the "Business Loan" icon.
• Click on the "CHECK ELIGIBILITY" button.
• Fill out the application form with your basic personal and professional details.
• Once completed, tap "CONTINUE".
• Enter your banking details as requested.
• Finally, submit your application for processing.

Loan Utsav brings together high-capacity funding and cashback benefits. With startup business loans up to Rs. 80 lakh and Rs. 3,000 rewards, it makes financing both smooth and rewarding.

Ready to grow? Download the app today, apply for a business loan, and thrive with confidence and rewards.

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