When people budget for healthcare, they usually think of hospital bills. Yet a major diagnosis also affects income and daily costs. That is where critical illness cover fits in. This blog explains how it works alongside health insurance for family and how to combine them without overpaying.

What Each Product Actually Does

Medical Insurance

A standard health insurance policy reimburses hospital expenses or enables cashless treatment within a network. It focuses on in-patient care, day-care procedures, and sometimes ambulance and post-hospitalisation costs.