10 Safety Tips of New Car Owners in India

10 Driving Safety Tips Every New Car Owner in India Must Follow

Getting a new car? Before you start the engine, make sure you're equipped with these essential safety practices for Indian roads.

1. Understand the Rules - And Local Habits

Before you hit the road, spend time understanding the basic traffic rules - speed limits, road signs, lane discipline, and right-of-way norms. While these are well-documented in the Motor Vehicles Act, on-ground reality can often differ.

• Expect sudden lane changes.
• Be cautious of two-wheelers weaving through traffic.
• Watch for pedestrians crossing unexpectedly, especially near markets or bus stops.

2. Don't Just Drive - Observe

Indian roads are a dynamic mix of vehicles, from autos and e-rickshaws to trucks and tractors. Being observant can prevent many mishaps.

• Look ahead to spot potholes, speed breakers, or stray animals.
• Check your mirrors regularly.
• Maintain a safe distance from the vehicle ahead, especially on highways.

Even minor collisions can result in costly repairs. That's where a zero-depreciation car insurance policy proves invaluable. Unlike regular policies, it ensures you get a full claim without factoring in the depreciation of parts, making it a wise choice for new car owners.

3. Keep Your Documents Handy

Safety isn't just about driving. In case of any incident, you must be able to present valid documents:

• Driving licence
• Registration certificate (RC)
• Pollution Under Control (PUC) certificate
• Active car insurance policy

Digital copies on your mobile (via DigiLocker or mParivahan) are accepted, but having hard copies can help when dealing with local authorities.

4. Choose the Right Insurance Plan

Not all policies are equal. Here’s what to look for when picking your first car insurance plan:

Features	Why It Matters
Cashless garages	Hassle-free repairs without upfront payment
Roadside assistance	Vital for emergencies like breakdowns or towing
Zero depreciation add-on	Full claim without deductions for parts' age
Claim process rating	Fast, transparent claim settlement experience

For new drivers, zero depreciation car insurance offers peace of mind in the learning phase, where minor accidents are more likely.

5. Master Low-speed Control First

New drivers often struggle with stop-and-go traffic. Practice clutch control, smooth acceleration, and braking in quieter areas before entering congested zones.

Why this matters: In slow traffic, bumper-to-bumper contact is common. Having zero depreciation car insurance means you don't have to worry about paying out-of-pocket for minor scratches or dents, which standard plans may only partially cover.

6. Use Indicators Religiously

Lack of indicator use is one of the top causes of accidents in urban areas. Always signal before:

• Changing lanes
• Turning at intersections
• Overtaking
• Slowing down or stopping

Don't assume the vehicle behind can predict your next move. Clear signalling can prevent a pile-up and a car insurance claim.

7. Stick to Daytime Driving Initially

Until you're confident with traffic flows and your vehicle's dimensions, avoid driving after dark. Night driving brings added risks:

• Lower visibility
• High-beam glare from oncoming traffic
• More speeding vehicles and fatigued drivers

If night driving is unavoidable, drive slower than the speed limit, avoid overtaking, and take breaks if you feel tired.

8. Be Wary During Monsoons

Rain reduces tyre traction and affects brake response. Slow down and avoid sudden turns or braking. Keep headlights on even in daytime showers to improve visibility.

Driving through waterlogged streets? Stay in the centre lane and test your brakes afterwards. And yes, check if your car insurance covers water damage, especially with rising cases during monsoons.

9. Invest in Regular Maintenance

Vehicle safety begins with maintenance. Check these essentials weekly:

• Tyre pressure and tread
• Engine oil and brake fluid
• Wiper blades and washer fluid
• Headlights and indicators

Many insurers deny claims for vehicles with poor upkeep. So, a well-maintained car is not just safer but also claim-friendly.

10. Know What to do in an Accident

Even with every precaution, accidents can happen. Here's what to do:

• Stop and check for injuries.
• Move your car to the side, if safe.
• Exchange insurance details with the other party.
• Take photos of the damage and note the location.
• File an FIR if required.

Now, here's why zero depreciation car insurance matters. With a standard plan, your claim gets reduced based on wear and tear. But a zero-depreciation policy ensures your entire repair cost is covered, especially beneficial for newer cars that haven't faced much ageing.

Safe driving is not a one-time effort. It's a mindset. Stay patient in traffic, respect pedestrians, and be mindful of your surroundings. A secure car is important, but a secure driver is essential.

Always remember that a good car insurance plan doesn't just cover damage. It empowers you to drive with confidence. Knowing you're protected, especially when you opt for coverage like zero depreciation car insurance that truly backs you in the moments that matter.

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