'Insurance agent' cheats man of Rs 1.9 lakh on the pretext of policy renewal
A Senior Section Engineer with the Western Railways was recently cheated by a person who posed as an agent of Reliance Life Insurance. According to the police, the agent approached the complainant on the pretext of renewing his policy, and later withdrew around Rs 1.9 lakh from his account.
Umakant Kamlakant Thakur (48), a resident of Lower Parel, had purchased a Reliance Life Insurance policy. According to the plan, Reliance Fix savings, he was supposed to pay a premium of Rs 34,934 every year for a period of 15 years.
In December 2015, Thakur got a call from a person who claimed he was an agent of Reliance Life Insurance. He introduced himself as Atiq Kumar and told Thakur that his policy was due for renewal. “He gave me all the details of my policy claiming he was calling from the call centre and told me to give him a cheque for renewal,” said Thakur.
The agent visited Thakur’s residence and took three cheques from him. “He took two cheques: one of Rs 24,900, another of Rs 300 and the third, a cancelled cheque. He told me that all the documents for renewal will be posted to my residence,” he said.
After a week’s time when Thakur’s wife Shobha was in Kolkata, she visited an ATM of the IDBI Bank, and found that around Rs 1.9 lakh were withdrawn from the account. “When I visited my bank they told me the money was transferred to the account of Ashok Kumar, SBI Branch, Gadhi Ganj in Hapur, Uttar Pradesh,” said Thakur.
Since then Thakur made several rounds to the N M Joshi police station to register an FIR, but when it was not registered, he approached Deputy Commissioner of Police S Jayakumar.
“We are investigating and getting details of the bank account and the phone from which Thakur got a call. We have registered an FIR under Sections 420 (cheating), 465 (forgery), 467 (forgery of valuables security) 468 (forgery for purpose of cheating) and 471 (using as genuine forged document) of IPC,” said Jayakumar.