Must-Have Coins For January: Digitap (USD TAP), Solana, and XRP

09 January,2026 03:38 PM IST |  Mumbai  | 

Altcoins to Purchase


As the crypto market enters the new year under cautious sentiment, investors looking for the best altcoins to buy are becoming more selective. ETF flows are slowing, whale activity is rising, and price action across majors has turned mixed.

In this context, the most compelling picks combine either strong real-world utility, clearly defined technical levels, or asymmetric upside from early-stage pricing.

This list highlights three assets that meet those criteria in different ways and draw analysts' attention as the best cryptos to buy this January:

  1. Digitap ($TAP), an omnibank crypto presale built for everyday payments
  2. Solana (SOL), a Layer-1 blockchain used for DeFi, apps, and payments
  3. Ripple (XRP), a payments-focused blockchain for institutional settlement and cross-border transfers

Digitap ($TAP) Presale: Live App And Clear Price Structure

Demand is growing for platforms that unify crypto and fiat without forcing users to juggle multiple apps, wallets, and banking services. This shift has made utility-first platforms increasingly attractive among investors searching for the best crypto to buy now, particularly in the crypto presale category.

Digitap offers a live omni-banking app where users can hold, exchange, and spend both fiat and crypto from one interface. The platform supports over 20 fiat currencies and more than 100 cryptocurrencies, with global transfers enabled via SEPA, SWIFT, and blockchain networks.

Unlike many crypto presales that exist only on paper, Digitap's app is already live and available for download.

The ecosystem is powered by $TAP, a fixed-supply ERC-20 token capped at 2 billion units. The token has no inflation, no buy or sell tax, and multiple burn mechanisms tied to platform usage and staking penalties. $TAP is used for cashback rewards, reduced fees, staking, governance, and access to VIP account tiers.

From a valuation standpoint, the current crypto presale price is $0.0411, with the next stage increasing to $0.0427 and a confirmed launch price of $0.14. Moving from the current stage to launch represents a predefined multiple of more than three times, based on preset mechanics rather than market speculation.

Notably, the percentage shown in the presale reflects stage completion, not the full presale allocation.

For investors evaluating crypto to buy now, Digitap stands out for its live product, transparent tokenomics, and a structured pricing model that rewards early participation.

Solana Near $138: ETF Flows Cool As Selling Pressure Builds

Solana trades near $138 after falling 1.78% over the last 24 hours, underperforming its 7-day gain of nearly 8% while broadly aligning with the market's recent pullback. Short-term pressure has been driven by whale transfers to exchanges and cooling ETF inflows.

Recent data shows Solana ETFs recorded $3.6 million in net inflows, a slowdown from the stronger momentum seen late last year. This suggests institutional interest remains, but not at levels sufficient to fully offset selling pressure.

Still, SOL's 30-day performance of roughly 2% outpaces both Bitcoin and Ethereum, reinforcing its relative strength among large-cap altcoins.

Technically, Solana remains in consolidation following its late-year rally. Momentum indicators point to stabilization rather than expansion, implying that further upside may depend on renewed volume or broader market recovery.

For those seeking established altcoins to buy, SOL offers liquidity and ecosystem depth rather than early-stage upside.

XRP Breaks $2.21 Support: Where Traders Look Next

XRP has seen a heavier downside, falling over 6% in the last 24 hours and underperforming the broader crypto market. The move followed significant ETF outflows of roughly $41 million, ending a long inflow streak, alongside elevated whale transaction activity signaling distribution.

Technically, XRP broke below the $2.21 pivot level, weakening its short-term structure. Momentum indicators suggest fading bullish pressure, with the next key support zone near $2.09, aligned with a mid-range retracement level. Until price stabilizes, upside attempts may remain limited.

Despite near-term weakness, XRP remains relevant as a payments-focused large-cap asset. However, its current setup contrasts with early-stage opportunities where valuation is still forming rather than correcting.

Why Timing Matters More Than Size In January

The key difference between these assets is not credibility, but timing. Solana and XRP are priced on existing adoption and macro conditions. Digitap, by contrast, remains in its early valuation phase. The presale structure guarantees incremental price increases regardless of market volatility, offering clarity that is rare in crypto markets.

At $0.0411, moving toward the $0.14 launch price reflects a predefined pricing gap rather than speculative projections. Combined with a live app, fixed supply, and deflationary mechanics, Digitap aligns closely with what many investors seek when evaluating the best crypto to buy now in the crypto presale segment.

Analysts List $TAP As The Best Crypto To Invest In This January

January's market favors selectivity. Solana offers institutional relevance with moderate momentum, while XRP is in a corrective phase under distribution pressure. Digitap stands apart as a live, utility-driven platform that is still priced at an early-stage level.

For investors exploring the best altcoins to buy, crypto to buy now, Digitap combines real-world utility, transparent tokenomics, and a clearly defined pricing path-key traits for navigating the current market cycle.

Discover how Digitap is unifying cash and crypto by checking out their project here:

Presale: https://presale.digitap.app

Website: https://digitap.app

Social: https://linktr.ee/digitap.app

Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway

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