Air conditioner guide.
Choosing the right AC depends on room size, star rating, AC type, and features. Compare top split and window AC models to bring one home on Easy EMIs with Bajaj Finance.
Most people buying an AC this summer will get at least one decision wrong. They will pick a 1.5-ton unit for a room that needs 1 ton, or a split AC for a rented flat where wall drilling is not allowed, or a 3-star model that saves Rs. 3,000 upfront but costs Rs. 8,000 more in electricity over three summers. None of these are obvious mistakes until after the purchase. This guide covers the key factors that determine whether an AC delivers efficient cooling and long-term value. These include room size, AC type, star rating, air filtration technology, and smart features.
During the Bajaj Finance Summer Sale, you can purchase your preferred AC at a highly competitive price, thanks to limited-time offers and discounts at Bajaj Finance partner stores. Browse models on Bajaj Mall, compare capacities, BEE ratings, and features, and visit any of the 1.5 lakh+ partner stores across 4,000+ cities. With an Easy EMI Loan of up to Rs. 5 lakh and repayment tenures ranging from 3 to 60 months, you can split the cost into manageable monthly instalments. Select models also come with a zero down payment offer, reducing your payment burden.
How to choose the right AC for your home in 2026
These five steps cover every factor that determines whether an AC performs well in a specific room over several years of use.
Step 1: Start with room size and tonnage
|
Room size |
Recommended tonnage |
|
Up to 120 sq. ft. |
1 ton |
|
120 to 180 sq. ft. |
1.5 ton |
|
180 to 250 sq. ft. |
2 ton |
Move up by 0.5 tons if the room gets direct afternoon sunlight, has a high ceiling, is a kitchen, or is regularly used by more than three people.
Step 2: Choose between a split AC and a window AC
Step 3: Prioritise energy efficiency
Look for inverter compressors, a 4 or 5-star BEE rating, and sleep or energy-saving modes. A higher-rated AC costs more upfront but saves meaningfully on electricity over a full summer.
Step 4: Check air filtration features
Look for anti-bacterial filters, PM 2.5 filters, and self-clean functions. Especially valuable in homes with allergy or asthma sufferers and in cities with high dust levels.
Step 5: Choose features that match your usage
Wi-Fi control, convertible cooling modes, and voice control suit smart home users. Advanced features raise the price, so identify which ones would genuinely be used before paying for a fully loaded model.
Top-selling split and window ACs to buy in India in June 2026
From budget window models to premium inverter split ACs, here are some of the best-selling options:
|
Model |
Price' |
EMI starting from' |
Best for |
|
Voltas 1 Ton 3 Star Inverter Split AC (SAC123VVECTRAELITE1) |
Rs. 29,990 |
Rs. 2,346/month |
Small rooms, split AC entry point |
|
Whirlpool 1.5 Ton 3 Star Inverter Split AC (3DCOOL PRO) |
Rs. 37,000 |
Rs. 2,585/month |
Medium rooms, value split AC |
|
Daikin 1 Ton 3 Star Inverter Split AC (RKL35XV16WAA) |
Rs. 48,500 |
Rs. 1,914/month |
Small rooms, premium efficiency |
|
LG 1.5 Ton 5 Star Inverter Window AC (UW-Q18WUZA) |
Rs. 50,390 |
Rs. 2,581/month |
Premium window AC, energy saving |
|
Samsung 1 Ton 3 Star Inverter Split AC (AR50H12D1XHNNA) |
Rs. 67,990 |
Rs. 2,896/month |
Smart home integration, Samsung |
Disclaimer: EMIs and prices may vary by partner store, offer period, location, and variant. Please check the latest information at the partner store before purchase.
Limited-time offers on air conditioners
Top AC brands are running summer discounts at Bajaj Finance partner stores. Check current offers before visiting a store.
|
Brand |
EMI starting from |
Max tenure |
Discount |
Price range |
|
LG |
Rs. 1,671/month |
15 months |
Up to 50% off |
Rs. 20,000 to Rs. 79,000 |
|
Daikin |
Rs. 1,833/month |
18 months |
Up to 35% off |
Rs. 22,000 to Rs. 1,21,000 |
|
Voltas |
Rs. 2,082/month |
12 months |
Up to 45% off |
Rs. 25,000 to Rs. 61,000 |
|
Godrej |
Rs. 2,500/month |
12 months |
Up to 35% off |
Rs. 30,000 to Rs. 1,29,000 |
|
Whirlpool |
Rs. 2,621/month |
18 months |
Up to 30% off |
Rs. 31,500 to Rs. 45,400 |
Terms and conditions apply. Check with your store for details.
How to buy an AC from Bajaj Finance partner stores
Bajaj Finance makes it straightforward to bring home the right AC this summer. Follow these steps to get started:
1. Browse and compare online: Explore split and window AC models on Bajaj Mall and compare tonnage, BEE ratings, and features before visiting a store.
2. Visit partner stores: Check shortlisted models at Bajaj Finance partner stores and get expert guidance from in-store representatives.
3. Opt for Easy EMI Loan: Finance up to Rs. 5 lakh with tenures of 3 to 60 months. Zero down payment available on select models.
4. Check eligibility online: Verify your pre-approved limit using your mobile number and OTP on the Bajaj Finance website.
5. Use the Insta EMI Card: Existing cardholders can convert purchases into EMIs instantly through a paperless process.
Whether you are looking for the best 1.5-ton inverter split AC under Rs. 40,000, comparing split AC vs window AC for a rented apartment in India, or searching for the most energy-efficient 5-star AC in 2026, Bajaj Finance make it simple and affordable.
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