In an attempt to boost hawkers’ familiarity with digital modes of payments, the Brihanmumbai Municipal Corporation (BMC) has launched a workshop for 1.33 lakh hawkers eligible for the SVANidhi scheme. Hawker unions have, however, pointed out that such initiatives mean nothing in the face of civic action against hawkers.

Prime Minister Street Vendor’s Atma Nirbhar Nidhi Scheme or PM SVANidhi Scheme is a funding scheme created by the Ministry of Housing and Urban Affairs (MoHUA) in 2020. It is a micro credit facility for vendors through which they can get unsecured business loans that are collateral-free up to Rs 20,000 at low interest rates and with flexible repayment choices.