“I always wanted to build an app that would combine B2B and B2C for providing simplified financial services to the ordinary man of India.”, shared Mohammad Faizan, the founder of India’s 1st wallet-based UPI application F-Pay.
F-Pay
Born in a middle-class family, Mohammad Faizan was not really born with a silver spoon. Rather with a passion for building something bigger than his father’s anticipation. While his family moved to a new city when he was just 13 years old. However, Mohammad did not really have many opportunities waiting for him.
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Although Mohammad’s father, an entrepreneur, returned to his hometown a few days later to repay a loan, Mohammad, along with his three younger siblings and his mother, relocated to Amravati, the city of Lord Indra, a place drenched in cultural history and religious significance. Living on rent and being the sole bread earner, Mohammad never really had enough finances to build something crucial for himself.
However, his great interest in gadgets and cell phones exceptionally intrigued him. This led him to open a small mobile business. When Mohammad’s father arrived and saw his son doing mobile business in Amravati, he felt opposed and disheartened. He recommended Faizan to join his entrepreneurship venture rather than risking his life doing a business that doesn’t really have a future.
Having no drive to join his father’s business, Mohammad immersed himself deeper into the world of mobile phones and applications. He worked relentlessly hard, deeply studied software applications, and finally created a B2B recharging software application whose software failed. Although he lost a lot of money, one thing he did not lose is hope.
Mohammad Faizan finally established one of his most renowned applications F-Pay , in 2019. An application that he believed could combine B2B and B2C through a simplified portal that would fulfil the financial needs of even the non-banking Indian customer with ease.
Mohammad always knew the true potential of digital wallets. He understood the seamlessness, safety, transparency, and convenience in financial transactions that a well-designed and made-in-India digital wallet could provide. This is why he launched F-Pay, an online portal that presently counts amongst the finest Indian digital wallets, specifically amongst a handful of them.
After extensive research and collecting tremendous knowledge for global industry experts, Mohammad came up with F-Pay, an exciting and new-generation app so individuals could utilize financial services without disclosing banking information and reducing chances of digital frauds on the rise.
What makes the F-Pay online application standout amongst a handful of other online wallet apps is that they deduct only 3% transaction fee instead of 5% as done by other digital wallet applications when it comes to paying funds directly from the bank.
The F-Pay app that initially began to meet the urgent or fundamental needs of the ordinary Indian man today provides a host of services. This includes credit card to bank transfers, other wallets to bank transfers, monthly reward schemes, no extra charges in case of mobile and DTH recharges, and many more services.
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